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💜 One of the first steps towards building a healthy financial lifestyle is building proper budgeting habits. And even if you feel you’re in a good place financially, you can always improve on something that’ll help you reach your goal, such as improving your monthly investing rate %, which may involve improving your budget. But not all budgeting styles work out for everyone.
🌳 Depending on where you are and what your goals are, your budgeting habits may change over time. You may first start budgeting with a cash envelopes / zero-based budgeting in order to control credit card spent, and then over time you may switch over to a 80/20 or no-budget budget.